HDFC Credit Risk Debt Fund - Direct Plan IDCW | HDFC Credit Risk Debt Fund - Direct Plan NAV Today [24.59], Performance & History

Debt Credit Risk Direct

Regular

Direct

3 Year Absolute Returns

26.79% ↑

NAV (₹) on 16 Jul 2026

24.59

1 Day NAV Change

0.12%

Risk Level

High Risk

Rating

★ ★ ★ ★ ☆

HDFC Credit Risk Debt Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by HDFC Asset Management Company Ltd.. Launched on 20 Nov 2014, investors can start with a minimum SIP ... Read more

NAV History

Fund Details

Min. SIP Amount

₹100

Inception Date

20 Nov 2014

Min. Lumpsum Amount

₹ 100

Fund Age

11 Yrs

AUM

₹ 7,693.35 Cr.

Benchmark

Nifty Credit Risk Bond Index B-II

Expense Ratio

1.01%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 7,693.35 Cr

Debt

963.57%

Money Market & Cash

21.56%

Other Assets & Liabilities

106.18%

Sector Holdings

Sectors	Weightage
Non Convertible Debentures	66.32%
Government Securities	10.20%
Zero Coupon Bonds	7.41%
Investment Trust	5.00%
Debt	3.82%
Finance - Banks - Private Sector	2.88%
Current Assets	2.25%
Real Estate Investment Trusts (REIT)	0.97%
Others	0.33%
Treasury Bill	0.32%
Finance - Term Lending Institutions	0.27%
Others - Not Mentioned	0.13%
Treps/Reverse Repo	0.08%
Finance & Investments	0.02%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
5 GMR Airports Limited	4.78%	₹ 367.48	Others
8.5 Nirma Ltd.	3.91%	₹ 301.16	Others
8.5 Tata Projects Ltd.	3.26%	₹ 250.71	Others
Indus Infra Trust	3.11%	₹ 239	Investment Trust
9.65 The Tata Power Company Ltd.	2.95%	₹ 226.93	Others
Indusind Bank Ltd.	2.88%	₹ 221.74	Finance - Banks - Private Sector
Jubilant Beverages Limited	2.76%	₹ 212.59	Others
8.6 ADITYA BIRLA RENEWABLES LIMITED	2.74%	₹ 210.58	Others
10.81 Bamboo Hotel and Global Centre (Delhi) Private Limited	2.61%	₹ 201.07	Others
8.35 Kalpataru Projects International Ltd	2.60%	₹ 200.29	Others
9.25 SK FINANCE LIMITED	2.60%	₹ 200.17	Others
Jubilant Bevco Limited	2.56%	₹ 197.15	Others
8.75 JSW Energy Ltd.	2.28%	₹ 175.14	Others
9.5 Evonith Value SteelÂ Limited	2.28%	₹ 175.75	Others
Net Current Assets	2.25%	₹ 174.39	Others
Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)	2.25%	₹ 172.95	Others
JTPM Metal Traders Limited	2.09%	₹ 160.76	Others
6.94% GOI MAT 110536	2.04%	₹ 157.25	Others
7.48 National Bank for Agri & Rural Dev.	1.96%	₹ 150.73	Others
8.32 Kalpataru Projects International Ltd	1.95%	₹ 150.05	Others
9.65 Kogta Financial India Limited	1.94%	₹ 149.29	Others
8.24 Aadharshila Infratech Private limited	1.93%	₹ 148.82	Others
10 Kosamattam Finance Limited	1.92%	₹ 148.07	Others
7.77 Aadhar Housing Finance Limited	1.50%	₹ 115.46	Others
8.85 TVS Credit Services Ltd	1.37%	₹ 105.71	Others
9.189 Globe Capital Market Ltd	1.31%	₹ 100.68	Others
9.189 Globe Fincap Ltd	1.31%	₹ 100.68	Others
8.45 Mahindra Rural Housing Finance Ltd	1.31%	₹ 100.70	Others
9.33 360 One Prime Limited	1.30%	₹ 100.22	Others
RAAJMARG INFRA INVESTMENT TRUST	1.21%	₹ 93.34	Investment Trust
7.34% GOI MAT 220464	1.03%	₹ 79.03	Others
9 JM FINANCIAL HOME LOANS LIMITED	0.98%	₹ 75.15	Others
9 JM FINANCIAL HOME LOANS LIMITED	0.98%	₹ 75.14	Others
7.53 National Bank for Agri & Rural Dev.	0.98%	₹ 75.37	Others
Embassy Office Parks REIT	0.97%	₹ 74.47	Real Estate Investment Trusts (REIT)
7.09% GOI MAT 050854	0.95%	₹ 73.05	Others
7.6 Ramco Industries Ltd.	0.91%	₹ 70.02	Others
6.67% GOI MAT 151235	0.87%	₹ 67.04	Others
7.23% GOI MAT 150439	0.80%	₹ 61.67	Others
8.75 Vastu Finserve India Pvt. Ltd.	0.77%	₹ 59.25	Others
9.75 MAS Financial Services Ltd.	0.72%	₹ 55.59	Others
7.24% GOI MAT 180855	0.72%	₹ 55.30	Others
6.68% GOI MAT 070740	0.70%	₹ 53.60	Others
7.18% GOI MAT 240737	0.67%	₹ 51.44	Others
9.1 Cholamandalam Investment & Finance Co. Ltd.	0.66%	₹ 51.08	Others
7.6 Power Finance Corporation Ltd.	0.66%	₹ 50.60	Others
8.03% Karnataka SDL Mat 310128	0.66%	₹ 51.07	Others
VAJRA 009 TRUST (Originator - Veritas Finance limited)	0.65%	₹ 49.96	Others
7.34 Small Industries Development Bank	0.65%	₹ 50.13	Others
8.39 ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited)	0.65%	₹ 50.37	Others
7.37 National Bank for Agri & Rural Dev.	0.65%	₹ 49.77	Others
7.32 India Grid Trust	0.65%	₹ 50.01	Others
9.9 IKF Finance Limited	0.65%	₹ 50.14	Others
8.5 Aadhar Housing Finance Limited	0.65%	₹ 50.30	Others
7.3% GOI MAT 190653	0.65%	₹ 49.96	Others
7.05 LIC Housing Finance Ltd.	0.64%	₹ 49.09	Others
8.75 Vastu Finserve India Pvt. Ltd.	0.64%	₹ 48.99	Others
8.75 Vastu Finserve India Pvt. Ltd.	0.64%	₹ 49.22	Others
7.9 Mahindra Rural Housing Finance Ltd	0.55%	₹ 41.95	Others
7.25% GOI MAT 120663	0.51%	₹ 39.08	Others
7.7 LIC Housing Finance Ltd.	0.50%	₹ 38.21	Others
POWERGRID Infrastructure Investment Trust	0.43%	₹ 33.18	Investment Trust
7.2962 TMF Holdings Ltd. (Perpetual)	0.39%	₹ 29.68	Others
10.4 Muthoot Capital Services Ltd	0.35%	₹ 26.96	Others
Corporate Debt Market Development Fund	0.33%	₹ 25.25	Others
8.1 TATA Capital Housing Finance Ltd.	0.33%	₹ 25.10	Others
8.55 Motilal Oswal Home Fin Ltd. (Erst Aspire Home Fin)	0.33%	₹ 25.07	Others
7.46 Indian Railways Finance Corp. Ltd.	0.33%	₹ 25.32	Others
8.4 Godrej Industries Ltd.	0.33%	₹ 25.14	Others
6.92% GOI MAT 181139	0.33%	₹ 25.03	Others
Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)	0.32%	₹ 24.57	Others
7.14 Bajaj Housing Finance Ltd.	0.32%	₹ 24.96	Others
6.92 DLF Cyber City Developers Ltd.	0.32%	₹ 24.76	Others
8.05 JSW Energy Ltd.	0.32%	₹ 24.69	Others
91 Days TBILL MAT 200826	0.32%	₹ 24.82	Others
7.1 National Bank for Agri & Rural Dev.	0.32%	₹ 24.95	Others
7.82 Power Finance Corporation Ltd.	0.27%	₹ 20.53	Others
7.82 Power Finance Corporation Ltd.	0.27%	₹ 20.51	Others
7.82 Power Finance Corporation Ltd.	0.27%	₹ 20.44	Others
7.82 Power Finance Corporation Ltd.	0.27%	₹ 20.50	Others
9 IKF Finance Limited	0.26%	₹ 19.78	Others
7.4 Power Finance Corporation Ltd.	0.26%	₹ 20.17	Others
Capital Infra Trust	0.25%	₹ 19.50	Investment Trust
6.9% GOI MAT 150465	0.24%	₹ 18.60	Others
Indigo 041 (Originator - Muthoot Capital Services Limited)	0.23%	₹ 17.40	Others
Indigo 049 (Originator - Muthoot Capital Services Limited)	0.23%	₹ 18.04	Others
8.97 REC Limited.	0.14%	₹ 10.39	Finance - Term Lending Institutions
6.64% GOI MAT 160635	0.13%	₹ 9.91	Others - Not Mentioned
7.96 REC Limited.	0.13%	₹ 10.25	Finance - Term Lending Institutions
Vajra 004 Trust (Originator - Veritas Finance limited)	0.08%	₹ 5.98	Others
TREPS - Tri-party Repo	0.08%	₹ 5.79	Others
Vajra 006 Trust (Originator - Veritas Finance limited)	0.06%	₹ 4.84	Others
7.1 Bajaj Housing Finance Ltd.	0.04%	₹ 2.79	Others
7.1% GOI MAT 080434	0.03%	₹ 2.38	Others
7.64% Andhra Pradesh SDL ISD 170124 MAT 170131	0.02%	₹ 1.19	Finance & Investments

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	5.32%	7.28%	8.39%	8.23%
Category returns	3.79%	4.94%	13.54%	21.11%

Fund Objective

To generate regular income and capital appreciation by investing predominantly in corporate debt.

AMC Details

Name

HDFC Asset Management Company Ltd.

Date of Incorporation

30 Jun 2000

CEO

Mr. Navneet Munot

CIO

Type

Pvt.Sector-Joint Venture (Indian)

Address

HDFC House, 2nd Floor, H T Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai, Maharashtra, India - 400020

Website

http://www.hdfcfund.com

[email protected]

Top Funds from Debt - Credit Risk

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
DSP Credit Risk Fund - Direct Plan FRF-ST Direct	₹60.35	10.88%	59.79%	86.39%	₹275	0.40%	Moderately High
DSP Credit Risk Fund FRF-ST Regular	₹54.83	9.99%	56.14%	79.05%	₹275	1.17%	Moderately High
Aditya Birla Sun Life Credit Risk Fund - Direct Plan Income Direct	₹27.83	12.88%	44.81%	67.80%	₹1,461	0.79%	Moderately High
Aditya Birla Sun Life Credit Risk Fund - Direct Plan Income Direct	₹27.83	12.88%	44.81%	67.81%	₹1,461	0.79%	Moderately High
Aditya Birla Sun Life Credit Risk Fund Income Regular	₹25.18	11.93%	41.08%	60.70%	₹1,461	1.59%	Moderately High
HSBC Credit Risk Fund - Direct Plan Income Direct	₹37.39	6.24%	39.88%	57.30%	₹470	0.96%	Moderately High
HSBC Credit Risk Fund Income Regular	₹33.70	5.52%	36.74%	0.00%	₹470	1.65%	Moderately High
HSBC Credit Risk Fund Income Regular	₹34.24	5.52%	36.71%	51.29%	₹470	1.65%	Moderately High
Bank of India Credit Risk Fund - Direct Plan Income Direct	₹14.72	17.38%	33.21%	240.28%	₹87	1.18%	Moderately High
Invesco India Credit Risk Fund - Direct Plan Income Direct	₹2,334.92	8.01%	32.11%	50.28%	₹163	0.28%	Moderately High

Top Funds from HDFC Asset Management Company Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
HDFC Silver ETF ETF Regular	₹207.08	92.14%	181.39%	0.00%	₹7,574	0.50%	Very High
HDFC Defence Fund - Direct Plan Sector Direct	₹29.95	17.92%	180.60%	0.00%	₹10,529	0.87%	Very High
HDFC Defence Fund - Direct Plan Sector Direct	₹29.95	17.92%	180.60%	0.00%	₹10,529	0.87%	Very High
HDFC Defence Fund - Direct Plan Sector Direct	₹29.95	17.92%	180.60%	0.00%	₹10,529	0.87%	Very High
HDFC Silver ETF Fund of Fund - Direct Plan Fund of Funds Direct	₹35.74	90.09%	177.90%	0.00%	₹4,327	0.22%	Very High
HDFC Silver ETF Fund of Fund Fund of Funds Regular	₹35.25	89.35%	174.98%	0.00%	₹4,327	0.56%	Very High
HDFC Defence Fund Sector Regular	₹28.93	16.75%	171.42%	0.00%	₹10,529	1.80%	Very High
HDFC Defence Fund Sector Regular	₹28.93	16.75%	171.42%	0.00%	₹10,529	1.80%	Very High
HDFC Defence Fund Sector Regular	₹28.93	16.75%	171.42%	0.00%	₹10,529	1.80%	Very High
HDFC Gold ETF ETF Regular	₹120.47	43.92%	131.77%	179.16%	₹22,008	0.59%	High

FAQs

What is the current NAV of HDFC Credit Risk Debt Fund - Direct Plan IDCW?

The current Net Asset Value (NAV) of HDFC Credit Risk Debt Fund - Direct Plan IDCW is ₹24.59 as of 16 Jul 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of HDFC Credit Risk Debt Fund - Direct Plan IDCW?

The Assets Under Management (AUM) of HDFC Credit Risk Debt Fund - Direct Plan IDCW is ₹7,693.35 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of HDFC Credit Risk Debt Fund - Direct Plan IDCW?

HDFC Credit Risk Debt Fund - Direct Plan IDCW has delivered returns of 7.28% (1 Year), 8.23% (3 Year), 7.21% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of HDFC Credit Risk Debt Fund - Direct Plan IDCW?

HDFC Credit Risk Debt Fund - Direct Plan IDCW has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for HDFC Credit Risk Debt Fund - Direct Plan IDCW?

The minimum lumpsum investment required for HDFC Credit Risk Debt Fund - Direct Plan IDCW is ₹100. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article