NJ Balanced Advantage Fund - Direct Plan

Regular
Direct

3 Year Absolute Returns

33.06% ↑

NAV (₹) on 16 Jul 2026

14.45

1 Day NAV Change

-0.14%

Risk Level

Very High Risk

Rating

NJ Balanced Advantage Fund - Direct Plan is a Equity mutual fund categorized under Hybrid, offered by NJ Asset Management Private Limited. Launched on 08 Oct 2021, investors can start with a minimum ... Read more

NAV History

Fund Details

Min. SIP Amount
₹100
Inception Date
08 Oct 2021
Min. Lumpsum Amount
₹ 500
Fund Age
4 Yrs
AUM
₹ 3,393.51 Cr.
Benchmark
Nifty50 Hybrid Composite Debt 50:50 Index
Expense Ratio
1.21%
Scheme Type
Open Ended
Exit Load
Nil%

Returns Calculator

Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 3,393.51 Cr

Equity
523.58%
Debt
47.5%
Money Market & Cash
17.32%
Other Assets & Liabilities
11.59%

Sector Holdings

Sectors Weightage
Pharmaceuticals 15.62%
Finance - Banks - Private Sector 14.03%
Food Processing & Packaging 4.84%
Auto - 2 & 3 Wheelers 4.53%
Refineries 4.25%
IT Consulting & Software 4.05%
Edible Oils & Solvent Extraction 3.47%
Auto Ancl - Engine Parts 3.18%
Hospitals & Medical Services 2.77%
Others - Not Mentioned 2.70%
Treps/Reverse Repo 2.69%
Personal Care 2.68%
Cigarettes & Tobacco Products 2.56%
Finance - Mutual Funds 2.36%
Non-Banking Financial Company (NBFC) 2.35%
Oil Drilling And Exploration 2.11%
Chemicals - Speciality 1.98%
Net Receivables/(Payables) 1.90%
Textiles - Readymade Apparels 1.83%
Telecom Services 1.35%
Treasury Bill 1.29%
Government Securities 1.04%
Finance - Housing 0.98%
Consumer Electronics 0.97%
Paints/Varnishes 0.96%
Internet & Catalogue Retail 0.92%
Shipping 0.89%
Auto Ancl - Others 0.89%
Auto - Cars & Jeeps 0.81%
Power - Transmission/Equipment 0.77%
Aerospace & Defense 0.74%
Domestic Appliances 0.70%
Ceramics/Tiles/Sanitaryware 0.69%
Power - Generation/Distribution 0.65%
Lubricants 0.61%
Gems, Jewellery & Precious Metals 0.60%
Cement 0.57%
Electric Equipment - General 0.56%
Finance - Banks - Public Sector 0.52%
Finance & Investments 0.52%
Services - Others 0.40%
E-Commerce/E-Retail 0.37%
Investment Company 0.36%
Aluminium 0.36%
Iron & Steel 0.28%
Trading & Distributors 0.20%
Holding Company 0.16%
Mining/Minerals 0.15%
Finance - Life Insurance 0.14%
Non-Alcoholic Beverages 0.10%
Auto Ancl - Batteries 0.10%
Port & Port Services 0.09%
Exchange Platform 0.08%
Industrial Explosives 0.06%
Finance - Term Lending Institutions 0.06%
Agro Chemicals/Pesticides 0.06%
Electric Equipment - Switchgear/Circuit Breaker 0.03%
Retail - Departmental Stores 0.02%
Hotels, Resorts & Restaurants 0.01%
Airport & Airport Services 0.01%
Engineering - Heavy 0.01%
Realty 0.01%
Financial Technologies (Fintech) 0.01%
Telecom Equipment 0.01%
Gas Transmission/Marketing 0.01%
Auto - LCVs/HCVs 0.01%

Stock Holdings

Name Weightage Value (in Cr.) Sector
HDFC Bank Limited 6.50% ₹ 220.68 Finance - Banks - Private Sector
Reliance Industries Limited 4.25% ₹ 144.21 Refineries
ICICI Bank Limited 3.69% ₹ 125.17 Finance - Banks - Private Sector
Marico Limited 3.47% ₹ 117.71 Edible Oils & Solvent Extraction
Bosch Limited 3.18% ₹ 107.98 Auto Ancl - Engine Parts
Eicher Motors Limited 2.82% ₹ 95.62 Auto - 2 & 3 Wheelers
Britannia Industries Limited 2.78% ₹ 94.18 Food Processing & Packaging
Dr. Lal Path Labs Limited 2.74% ₹ 93.06 Hospitals & Medical Services
Cipla Limited 2.73% ₹ 92.58 Pharmaceuticals
Clearing Corporation of India Ltd 2.69% ₹ 91.35 Others
Torrent Pharmaceuticals Limited 2.60% ₹ 88.34 Pharmaceuticals
ITC Limited 2.56% ₹ 86.99 Cigarettes & Tobacco Products
Sun Pharmaceutical Industries Limited 2.55% ₹ 86.48 Pharmaceuticals
Dr. Reddy's Laboratories Limited 2.48% ₹ 84.10 Pharmaceuticals
Alkem Laboratories Limited 2.38% ₹ 80.76 Pharmaceuticals
Oil & Natural Gas Corporation Limited 2.09% ₹ 70.99 Oil Drilling And Exploration
Nestle India Limited 2.06% ₹ 69.77 Food Processing & Packaging
Pidilite Industries Limited 1.98% ₹ 67.20 Chemicals - Speciality
Net Receivables / (Payables) 1.90% ₹ 64.80 Others
Page Industries Limited 1.83% ₹ 62.07 Textiles - Readymade Apparels
Kotak Mahindra Bank Limited 1.76% ₹ 59.85 Finance - Banks - Private Sector
HDFC Asset Management Company Limited 1.68% ₹ 56.91 Finance - Mutual Funds
Ajanta Pharma Limited 1.56% ₹ 52.79 Pharmaceuticals
Hero MotoCorp Limited 1.53% ₹ 51.93 Auto - 2 & 3 Wheelers
Axis Bank Limited 1.23% ₹ 41.88 Finance - Banks - Private Sector
Bajaj Finance Limited 1.12% ₹ 38.10 Non-Banking Financial Company (NBFC)
Colgate Palmolive (India) Limited 1.07% ₹ 36.27 Personal Care
364 Days Tbill (MD 02/07/2026) 1.03% ₹ 34.99 Others - Not Mentioned
Emami Limited 0.99% ₹ 33.71 Personal Care
JB Chemicals & Pharmaceuticals Limited 0.99% ₹ 33.47 Pharmaceuticals
Havells India Limited 0.97% ₹ 32.90 Consumer Electronics
Aptus Value Housing Finance India Limited 0.93% ₹ 31.60 Finance - Housing
Indiamart Intermesh Limited 0.92% ₹ 31.36 Internet & Catalogue Retail
The Great Eastern Shipping Company Limited 0.89% ₹ 30.31 Shipping
Endurance Technologies Limited 0.89% ₹ 30.05 Auto Ancl - Others
Muthoot Finance Limited 0.82% ₹ 27.76 Non-Banking Financial Company (NBFC)
Bharti Airtel Limited 0.81% ₹ 27.36 Telecom Services
Tech Mahindra Limited 0.77% ₹ 25.99 IT Consulting & Software
8.33% Government of India (09/07/2026) 0.74% ₹ 25.02 Others
Mphasis Limited 0.73% ₹ 24.83 IT Consulting & Software
Hindustan Aeronautics Limited 0.72% ₹ 24.40 Aerospace & Defense
Crompton Greaves Consumer Electricals Limited 0.70% ₹ 23.86 Domestic Appliances
Kajaria Ceramics Limited 0.69% ₹ 23.38 Ceramics/Tiles/Sanitaryware
UTI Asset Management Company Limited 0.68% ₹ 23.09 Finance - Mutual Funds
Berger Paints (I) Limited 0.66% ₹ 22.32 Paints/Varnishes
Tata Technologies Limited 0.65% ₹ 22.10 IT Consulting & Software
Power Grid Corporation of India Limited 0.64% ₹ 21.87 Power - Transmission/Equipment
Castrol India Limited 0.61% ₹ 20.82 Lubricants
Mahindra & Mahindra Limited 0.57% ₹ 19.33 Auto - Cars & Jeeps
ABB India Limited 0.56% ₹ 19.01 Electric Equipment - General
Vodafone Idea Limited 0.54% ₹ 18.19 Telecom Services
Dabur India Limited 0.52% ₹ 17.63 Personal Care
Aditya Birla Capital Limited 0.50% ₹ 17.13 Finance & Investments
HCL Technologies Limited 0.49% ₹ 16.74 IT Consulting & Software
Tata Elxsi Limited 0.47% ₹ 15.85 IT Consulting & Software
Tata Consultancy Services Limited 0.45% ₹ 15.21 IT Consulting & Software
Infosys Limited 0.44% ₹ 15 IT Consulting & Software
CRISIL Limited 0.40% ₹ 13.60 Services - Others
Yes Bank Limited 0.39% ₹ 13.16 Finance - Banks - Private Sector
Ambuja Cements Limited 0.37% ₹ 12.40 Cement
Eternal Limited 0.36% ₹ 12.19 E-Commerce/E-Retail
Hindalco Industries Limited 0.36% ₹ 12.12 Aluminium
Jio Financial Services Limited 0.36% ₹ 12.11 Investment Company
91 Days Tbill (MD 30/07/2026) 0.35% ₹ 11.95 Others
Shriram Finance Limited 0.34% ₹ 11.61 Non-Banking Financial Company (NBFC)
Titan Company Limited 0.33% ₹ 11.25 Gems, Jewellery & Precious Metals
IDFC First Bank Limited 0.32% ₹ 10.99 Finance - Banks - Private Sector
Asian Paints Limited 0.30% ₹ 10.21 Paints/Varnishes
364 Days Tbill (MD 23/07/2026) 0.29% ₹ 9.97 Others - Not Mentioned
364 Days Tbill (MD 17/09/2026) 0.29% ₹ 9.89 Others - Not Mentioned
364 Days Tbill (MD 24/09/2026) 0.29% ₹ 9.88 Others - Not Mentioned
Kalyan Jewellers India Limited 0.27% ₹ 9.03 Gems, Jewellery & Precious Metals
Abbott India Limited 0.24% ₹ 8.23 Pharmaceuticals
NTPC Limited 0.23% ₹ 7.70 Power - Generation/Distribution
91 Days Tbill (MD 20/08/2026) 0.22% ₹ 7.45 Others
Maruti Suzuki India Limited 0.22% ₹ 7.41 Auto - Cars & Jeeps
State Bank of India 0.22% ₹ 7.62 Finance - Banks - Public Sector
Tata Steel Limited 0.20% ₹ 6.72 Iron & Steel
Adani Enterprises Limited 0.20% ₹ 6.66 Trading & Distributors
UltraTech Cement Limited 0.20% ₹ 6.64 Cement
Adani Power Limited 0.19% ₹ 6.36 Power - Generation/Distribution
Tata Power Company Limited 0.17% ₹ 5.87 Power - Generation/Distribution
Bajaj Finserv Limited 0.16% ₹ 5.34 Holding Company
91 Days Tbill (MD 24/09/2026) 0.15% ₹ 4.94 Others
5.74% Government of India (15/11/2026) 0.15% ₹ 5 Others
182 Days Tbill (MD 17/07/2026) 0.15% ₹ 4.99 Others - Not Mentioned
91 Days Tbill (MD 13/08/2026) 0.15% ₹ 4.97 Others
364 Days Tbill (MD 10/09/2026) 0.15% ₹ 4.95 Others - Not Mentioned
182 Days Tbill (MD 10/09/2026) 0.15% ₹ 4.95 Others
91 Days Tbill (MD 17/09/2026) 0.15% ₹ 4.95 Others
6.97% Government of India (06/09/2026) 0.15% ₹ 5.01 Others
Coal India Limited 0.15% ₹ 5.16 Mining/Minerals
Punjab National Bank 0.14% ₹ 4.87 Finance - Banks - Public Sector
Bajaj Auto Limited 0.14% ₹ 4.81 Auto - 2 & 3 Wheelers
Adani Energy Solutions Limited 0.13% ₹ 4.53 Power - Transmission/Equipment
SBI Life Insurance Company Limited 0.13% ₹ 4.44 Finance - Life Insurance
Exide Industries Limited 0.10% ₹ 3.56 Auto Ancl - Batteries
Hindustan Uever Limited 0.10% ₹ 3.37 Personal Care
Varun Beverages Limited 0.10% ₹ 3.30 Non-Alcoholic Beverages
364 Days Tbill (MD 06/08/2026) 0.09% ₹ 2.98 Others - Not Mentioned
364 Days Tbill (MD 13/08/2026) 0.09% ₹ 2.98 Others - Not Mentioned
Adani Ports and Special Economic Zone Limited 0.09% ₹ 3.10 Port & Port Services
Steel Authority of India Limited 0.08% ₹ 2.85 Iron & Steel
Glenmark Pharmaceuticals Limited 0.08% ₹ 2.73 Pharmaceuticals
Indian Energy Exchange Limited 0.08% ₹ 2.67 Exchange Platform
Canara Bank 0.08% ₹ 2.63 Finance - Banks - Public Sector
Bandhan Bank Limited 0.08% ₹ 2.57 Finance - Banks - Private Sector
364 Days Tbill (MD 09/07/2026) 0.07% ₹ 2.50 Others - Not Mentioned
364 Days Tbill (MD 03/12/2026) 0.07% ₹ 2.44 Others - Not Mentioned
91 Days Tbill (MD 23/07/2026) 0.06% ₹ 1.99 Others
182 Days Tbill (MD 27/08/2026) 0.06% ₹ 1.98 Others - Not Mentioned
364 Days Tbill (MD 02/10/2026) 0.06% ₹ 1.97 Others - Not Mentioned
364 Days Tbill (MD 25/02/2027) 0.06% ₹ 1.93 Others - Not Mentioned
364 Days Tbill (MD 19/03/2027) 0.06% ₹ 1.92 Others
IndusInd Bank Limited 0.06% ₹ 2.01 Finance - Banks - Private Sector
REC Limited 0.06% ₹ 1.89 Finance - Term Lending Institutions
Solar Industries India Limited 0.06% ₹ 2.15 Industrial Explosives
Adani Green Energy Limited 0.06% ₹ 2.15 Power - Generation/Distribution
UPL Limited 0.06% ₹ 2.09 Agro Chemicals/Pesticides
SBI Cards and Payment Services Limited 0.05% ₹ 1.73 Non-Banking Financial Company (NBFC)
Bank of Baroda 0.05% ₹ 1.67 Finance - Banks - Public Sector
Wipro Limited 0.05% ₹ 1.64 IT Consulting & Software
TVS Motor Company Limited 0.04% ₹ 1.33 Auto - 2 & 3 Wheelers
Bank of India 0.03% ₹ 1.17 Finance - Banks - Public Sector
LIC Housing Finance Limited 0.03% ₹ 1.02 Finance - Housing
Hitachi Energy India Limited 0.03% ₹ 0.87 Electric Equipment - Switchgear/Circuit Breaker
Manappuram Finance Limited 0.02% ₹ 0.58 Non-Banking Financial Company (NBFC)
PNB Housing Finance Limited 0.02% ₹ 0.54 Finance - Housing
Max Healthcare Institute Limited 0.02% ₹ 0.53 Hospitals & Medical Services
Avenue Supermarts Limited 0.02% ₹ 0.53 Retail - Departmental Stores
Bharat Electronics Limited 0.02% ₹ 0.82 Aerospace & Defense
Oil India Limited 0.02% ₹ 0.82 Oil Drilling And Exploration
Hyundai Motor India Ltd 0.02% ₹ 0.79 Auto - Cars & Jeeps
One 97 Communications Limited 0.01% ₹ 0.25 Financial Technologies (Fintech)
The Indian Hotels Company Limited 0.01% ₹ 0.21 Hotels, Resorts & Restaurants
Indus Towers Limited 0.01% ₹ 0.20 Telecom Equipment
HDFC Life Insurance Company Limited 0.01% ₹ 0.19 Finance - Life Insurance
GAIL (India) Limited 0.01% ₹ 0.18 Gas Transmission/Marketing
Inox Wind Limited 0.01% ₹ 0.17 Engineering - Heavy
Computer Age Management Services Limited 0.01% ₹ 0.33 Finance & Investments
Apollo Hospitals Enterprise Limited 0.01% ₹ 0.33 Hospitals & Medical Services
GMR Airports Limited 0.01% ₹ 0.31 Airport & Airport Services
KFin Technologies Limited 0.01% ₹ 0.30 Finance & Investments
Tata Motors Passenger Vehicles Limited 0.01% ₹ 0.28 Auto - LCVs/HCVs
Laurus Labs Limited 0.01% ₹ 0.26 Pharmaceuticals
DLF Limited 0.01% ₹ 0.47 Realty
Swiggy Limited 0.01% ₹ 0.44 E-Commerce/E-Retail

Returns

Annualised returns
9M 1Y 2Y 3Y
Fund returns -0.34% -0.21% -0.52% 9.99%
Category returns 2.21% 3.91% 8.25% 23.67%

Fund Objective

The investment objective of the Scheme is to generate capital appreciation by dynamically allocating its assets between equity and specified debt securities. However, there is no assurance or ... Read more

AMC Details

Name
NJ Asset Management Private Limited
Date of Incorporation
30 Apr 2021
CEO
Mr. Vineet Nayyar
CIO
Type
Pvt.Sector-Indian
Address
Unit No. 101A, 1st Floor, Hallmark Business Plaza, Bandra East Mumbai, Maharashtra, India - 400051
Website
https://www.njmutualfund.com/

Top Funds from Hybrid - Dynamic Asset Allocation/Balanced Advantage

Scheme Name
NAV
Returns
1Y 3Y 5Y
AUM (Cr)
Expense Ratio
Risk Meter
Quant Dynamic Asset Allocation Fund - Direct Plan
Hybrid Direct
1.13% 58.39% 0.00% ₹905 1.40%
Very High
Quant Dynamic Asset Allocation Fund - Direct Plan
Hybrid Direct
1.12% 58.39% 0.00% ₹905 1.40%
Very High
Quant Dynamic Asset Allocation Fund - Direct Plan
Hybrid Direct
1.12% 58.39% 0.00% ₹905 1.40%
Very High
Quant Dynamic Asset Allocation Fund
Hybrid Regular
-0.31% 51.50% 0.00% ₹905 2.86%
Very High
Quant Dynamic Asset Allocation Fund
Hybrid Regular
-0.31% 51.50% 0.00% ₹905 2.86%
Very High
Quant Dynamic Asset Allocation Fund
Hybrid Regular
-0.31% 51.49% 0.00% ₹905 2.86%
Very High
HDFC Balanced Advantage Fund - Direct Plan
Diversified Direct
0.61% 49.04% 106.18% ₹1,06,456 0.77%
Very High
HDFC Balanced Advantage Fund - Regular Plan
Diversified Regular
0.03% 46.38% 99.91% ₹1,06,456 1.29%
Very High
Baroda BNP Paribas Balanced Advantage Fund - Direct Plan
Hybrid Direct
4.99% 44.40% 79.16% ₹5,003 1.01%
Very High
Axis Balanced Advantage Fund - Direct Plan
Hybrid Direct
3.16% 43.25% 69.80% ₹3,814 1.07%
Very High

Top Funds from NJ Asset Management Private Limited

Scheme Name
NAV
Returns
1Y 3Y 5Y
AUM (Cr)
Expense Ratio
Risk Meter
NJ ELSS Tax Saver Scheme - Direct Plan
ELSS Direct
-5.48% 42.73% 0.00% ₹332 0.79%
Very High
NJ ELSS Tax Saver Scheme - Direct Plan
ELSS Direct
-5.48% 42.73% 0.00% ₹332 0.79%
Very High
NJ ELSS Tax Saver Scheme - Direct Plan
ELSS Direct
-5.48% 42.73% 0.00% ₹332 0.79%
Very High
NJ ELSS Tax Saver Scheme
ELSS Regular
-7.21% 35.16% 0.00% ₹332 2.71%
Very High
NJ ELSS Tax Saver Scheme
ELSS Regular
-7.21% 35.16% 0.00% ₹332 2.71%
Very High
NJ ELSS Tax Saver Scheme
ELSS Regular
-7.21% 35.16% 0.00% ₹332 2.71%
Very High
NJ Balanced Advantage Fund - Direct Plan
Hybrid Direct
-0.21% 33.06% 0.00% ₹3,394 1.21%
Very High
NJ Balanced Advantage Fund - Direct Plan
Hybrid Direct
-0.21% 33.06% 0.00% ₹3,394 1.21%
Very High
NJ Balanced Advantage Fund
Hybrid Regular
-1.52% 27.97% 0.00% ₹3,394 2.56%
Very High
NJ Balanced Advantage Fund
Hybrid Regular
-1.52% 27.97% 0.00% ₹3,394 2.56%
Very High

FAQs

What is the current NAV of NJ Balanced Advantage Fund - Direct Plan IDCW?

The current Net Asset Value (NAV) of NJ Balanced Advantage Fund - Direct Plan IDCW is ₹14.45 as of 16 Jul 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of NJ Balanced Advantage Fund - Direct Plan IDCW?

The Assets Under Management (AUM) of NJ Balanced Advantage Fund - Direct Plan IDCW is ₹3,393.51 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of NJ Balanced Advantage Fund - Direct Plan IDCW?

NJ Balanced Advantage Fund - Direct Plan IDCW has delivered returns of -0.21% (1 Year), 9.99% (3 Year), 0.00% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of NJ Balanced Advantage Fund - Direct Plan IDCW?

NJ Balanced Advantage Fund - Direct Plan IDCW has a risk rating of 'Very High' as per the SEBI Riskometer. This indicates the fund is suitable for very aggressive investors comfortable with significant market volatility. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for NJ Balanced Advantage Fund - Direct Plan IDCW?

The minimum lumpsum investment required for NJ Balanced Advantage Fund - Direct Plan IDCW is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article

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