UTI Retirement Fund - Direct Plan

Regular
Direct

3 Year Absolute Returns

33.11% ↑

NAV (₹) on 16 Jul 2026

55.01

1 Day NAV Change

0.06%

Risk Level

High Risk

Rating

-

UTI Retirement Fund - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by UTI Asset Management Co. Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP of ₹100 or a ... Read more

NAV History

Fund Details

Min. SIP Amount
₹500
Inception Date
01 Jan 2013
Min. Lumpsum Amount
₹ 500
Fund Age
13 Yrs
AUM
₹ 4,698.33 Cr.
Benchmark
CRISIL Debt Hybrid Index
Expense Ratio
1.09%
Scheme Type
Open Ended
Exit Load
1%

Returns Calculator

Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 4,698.33 Cr

Equity
224.93%
Debt
324.7%
Other Assets & Liabilities
50.37%

Sector Holdings

Sectors Weightage
Government Securities 22.51%
Finance & Investments 13.37%
Current Assets 11.84%
Finance - Banks - Private Sector 8.43%
Non Convertible Debentures 4.60%
Pharmaceuticals 3.24%
IT Consulting & Software 3.14%
Finance - Banks - Public Sector 2.95%
Non-Banking Financial Company (NBFC) 2.35%
Certificate of Deposits 2.24%
Finance - Term Lending Institutions 1.80%
Construction, Contracting & Engineering 1.60%
Auto - Cars & Jeeps 1.45%
Refineries 1.42%
Cigarettes & Tobacco Products 1.34%
Telecom Services 1.15%
Power - Transmission/Equipment 1.10%
Debt 1.08%
Real Estate Investment Trusts (REIT) 1.05%
Finance - Life Insurance 0.93%
Personal Care 0.78%
Telecom Equipment 0.72%
Aluminium 0.70%
Cement 0.60%
Auto - 2 & 3 Wheelers 0.57%
Airlines 0.56%
Education - Coaching/Study Material/Others 0.50%
Power - Generation/Distribution 0.49%
Domestic Appliances 0.46%
Mining/Minerals 0.45%
Internet & Catalogue Retail 0.44%
Realty 0.43%
Diversified 0.41%
Infrastructure - General 0.40%
Investment Trust 0.40%
Logistics - Warehousing/Supply Chain/Others 0.40%
Chemicals - Inorganic - Caustic Soda/Soda Ash 0.39%
Paper & Paper Products 0.37%
Oil Drilling And Exploration 0.36%
Finance - Mutual Funds 0.32%
Finance - Reinsurance 0.32%
Hotels, Resorts & Restaurants 0.29%
Entertainment & Media 0.29%
Shipping 0.29%
Textiles - Readymade Apparels 0.28%
Auto - LCVs/HCVs 0.27%
Retail - Apparel/Accessories 0.26%
Agro Chemicals/Pesticides 0.22%
Short Term Deposits 0.18%
Chemicals - Speciality 0.16%
Iron & Steel 0.06%
Steel - General 0.04%

Stock Holdings

Name Weightage Value (in Cr.) Sector
NET CURRENT ASSETS 11.84% ₹ 557.52 Others
07.18% MAT -24/07/2037 6.90% ₹ 324.04 Others
6.68% MAT- 07/07/2040 3.53% ₹ 165.66 Others
HDFC BANK LIMITED 3.19% ₹ 150.10 Finance - Banks - Private Sector
07.32% MAT -13/11/2030 3.08% ₹ 144.76 Others
ICICI BANK LTD 2.78% ₹ 130.66 Finance - Banks - Private Sector
7.24% MAT- 18/08/2055 2.64% ₹ 123.98 Others
INFOSYS LTD. 1.66% ₹ 78.15 IT Consulting & Software
POWER FINANCE CORPORATION LTD. 1.62% ₹ 76.21 Finance - Term Lending Institutions
LARSEN & TOUBRO LTD. 1.60% ₹ 75.32 Construction, Contracting & Engineering
6.28% MAT- 14/07/2032 1.58% ₹ 74.10 Others
RELIANCE INDUSTRIES LTD. 1.40% ₹ 65.78 Refineries
ITC LTD. 1.34% ₹ 63.11 Cigarettes & Tobacco Products
STATE BANK OF INDIA 1.34% ₹ 63 Finance - Banks - Public Sector
07.32% RAJASTHAN SGS Mat - 24/09/2035 1.20% ₹ 56.45 Finance & Investments
BHARTI AIRTEL LTD. 1.15% ₹ 53.97 Telecom Services
7.73% WEST BENGAL SGS Mat - 04/02/2043 1.13% ₹ 52.91 Finance & Investments
POWER GRID CORPORATION OF INDI 1.10% ₹ 51.80 Power - Transmission/Equipment
7.88% ANDHRA PRADESH SGS 25/03/2046 1.09% ₹ 51.18 Others
06.94% Mat- 11/05/2036 1.08% ₹ 50.96 Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED 1.08% ₹ 50.74 Others
07.73% HARYANA SGS Mat - 18/02/2045 1.07% ₹ 50.42 Finance & Investments
6.92% G SEC MAT- 18/11/39 1.07% ₹ 50.07 Others
7.66% KERALA SGS Mat - 18/02/2039 1.07% ₹ 50.36 Finance & Investments
ADITYA BIRLA CAPITAL LTD 1.07% ₹ 50.18 Finance & Investments
EXPORT IMPORT BANK OF INDIA 1.07% ₹ 50.14 Finance - Banks - Public Sector
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.07% ₹ 50.23 Finance - Banks - Private Sector
7.74% WEST BENGAL SGS Mat - 18/02/2044 1.04% ₹ 48.66 Finance & Investments
6.82% ANDHRA SGS MAT -04/06/2036 1.02% ₹ 47.73 Finance & Investments
7.68% MADHYA PRADESH SGS Mat - 04/02/2043 1.02% ₹ 48.01 Finance & Investments
NABARD - 28/01/2027 1.02% ₹ 48.09 Others
7.10% - MAT - 08/04/2034 0.94% ₹ 44.37 Others
SHRIRAM FINANCE LTD 0.90% ₹ 42.47 Non-Banking Financial Company (NBFC)
6.99% WB SDL MAT - 29/09/2036 0.82% ₹ 38.48 Finance & Investments
WIPRO LIMITED 0.79% ₹ 36.92 IT Consulting & Software
MAHINDRA & MAHINDRA LTD. 0.76% ₹ 35.79 Auto - Cars & Jeeps
INDUS TOWERS LIMITED 0.72% ₹ 33.95 Telecom Equipment
VEDANTA ALUMINIUM METAL LTD. 0.70% ₹ 32.89 Aluminium
MARUTI SUZUKI INDIA LTD. 0.69% ₹ 32.20 Auto - Cars & Jeeps
HCL TECHNOLOGIES LTD. 0.68% ₹ 31.77 IT Consulting & Software
GRASIM INDUSTRIES LTD. 0.60% ₹ 28.33 Cement
CAPLIN POINT LABORATORIES LTD 0.59% ₹ 27.72 Pharmaceuticals
AJANTA PHARMA LTD. 0.58% ₹ 27.39 Pharmaceuticals
LIC OF INDIA 0.58% ₹ 27.22 Finance - Life Insurance
HERO MOTOCORP LTD. 0.57% ₹ 26.69 Auto - 2 & 3 Wheelers
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 0.56% ₹ 26.30 Others
INTERGLOBE AVIATION LTD 0.56% ₹ 26.22 Airlines
AUROBINDO PHARMA LTD. 0.55% ₹ 26.02 Pharmaceuticals
7.65% MADHYAPRADESH SGS Mat - 11/03/2040 0.54% ₹ 25.15 Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED 0.54% ₹ 25.49 Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED 0.54% ₹ 25.32 Others
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 0.54% ₹ 25.30 Finance - Banks - Public Sector
ADITYA BIRLA HOUSING FINANCE LTD 0.53% ₹ 25.06 Others
AXIS FINANCE LTD 0.53% ₹ 24.81 Others
BAJAJ FINANCE LTD. 0.53% ₹ 24.77 Non-Banking Financial Company (NBFC)
POONAWALLA FINCORP LTD. 0.53% ₹ 24.83 Non-Banking Financial Company (NBFC)
REC LTD 0.53% ₹ 24.91 Others
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 0.53% ₹ 24.89 Finance - Banks - Private Sector
07.23% RAJASTHAN SGS Mat - 23/10/2035 0.52% ₹ 24.61 Finance & Investments
6.96% AP SDL MAT - 06/08/2034 0.52% ₹ 24.34 Finance & Investments
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 0.52% ₹ 24.54 Others
EMAMI LTD. 0.52% ₹ 24.29 Personal Care
SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 0.51% ₹ 24.04 Others
7.08% A P SGL MAT - 26/03/2037 0.51% ₹ 24.13 Finance & Investments
7.12% MAHARASHTRA SGS MAT -16/07/2047 0.51% ₹ 23.74 Finance & Investments
CANARA BANK - 28/01/2027 0.51% ₹ 24.05 Others
NIIT LEARNING SYSTEMS LTD 0.50% ₹ 23.43 Education - Coaching/Study Material/Others
FEDERAL BANK LTD. 0.49% ₹ 22.88 Finance - Banks - Private Sector
TATA POWER COMPANY LTD. 0.48% ₹ 22.59 Power - Generation/Distribution
CROMPTON GREAVES CONSUMER ELEC 0.46% ₹ 21.39 Domestic Appliances
REIT- NEXUS SELECT TRUST 0.45% ₹ 20.97 Real Estate Investment Trusts (REIT)
COAL INDIA LTD. 0.45% ₹ 21.09 Mining/Minerals
ADITYA BIRLA CAPITAL LTD 0.44% ₹ 20.50 Finance & Investments
INFO-EDGE (INDIA) LTD. 0.44% ₹ 20.62 Internet & Catalogue Retail
REIT- KNOWLEDGE REALTY TRUST REIT 0.43% ₹ 20.36 Real Estate Investment Trusts (REIT)
TORRENT PHARMACEUTICALS LTD. 0.43% ₹ 20.03 Pharmaceuticals
PHOENIX MILLS LTD 0.43% ₹ 20.28 Realty
MOTILAL OSWAL FINANCIAL SERVIC 0.42% ₹ 19.60 Finance & Investments
DCM SHRIRAM LTD. 0.41% ₹ 19.26 Diversified
G R INFRAPROJECTS LTD 0.40% ₹ 18.74 Infrastructure - General
VRL LOGISTICS LTD 0.40% ₹ 18.75 Logistics - Warehousing/Supply Chain/Others
SUNDARAM FINANCE LTD. 0.39% ₹ 18.29 Non-Banking Financial Company (NBFC)
GHCL LTD. 0.39% ₹ 18.41 Chemicals - Inorganic - Caustic Soda/Soda Ash
INDUSIND BANK 0.37% ₹ 17.55 Finance - Banks - Private Sector
JK PAPER LTD. 0.37% ₹ 17.20 Paper & Paper Products
OIL INDIA LTD. 0.36% ₹ 16.75 Oil Drilling And Exploration
ICICI PRUDENTIAL LIFE INSURA L 0.35% ₹ 16.34 Finance - Life Insurance
INVIT - IRB INVIT FUND 0.33% ₹ 15.67 Investment Trust
PIRAMAL FINANCE LIMITED 0.33% ₹ 15.49 Finance & Investments
GENERAL INSURANCE CORPORATION 0.32% ₹ 14.96 Finance - Reinsurance
REC LTD 0.32% ₹ 14.83 Others
6.98% MAHARASHTRA SGS MAT -25/06/2037 0.31% ₹ 14.44 Finance & Investments
MARKSANS PHARMA LTD. 0.31% ₹ 14.41 Pharmaceuticals
MAX FINANCIAL SERVICES LTD. 0.30% ₹ 14.11 Finance & Investments
BIOCON LTD. 0.29% ₹ 13.85 Pharmaceuticals
GREAT EASTERN SHIPPING CO. LTD 0.29% ₹ 13.55 Shipping
MAHINDRA HOLIDAYS & RESORTS IN 0.29% ₹ 13.60 Hotels, Resorts & Restaurants
TIPS MUSIC LIMITED 0.29% ₹ 13.64 Entertainment & Media
S.P.APPARELS LTD 0.28% ₹ 13.02 Textiles - Readymade Apparels
TATA MOTORS LTD 0.27% ₹ 12.47 Auto - LCVs/HCVs
GODREJ SEEDS AND GENETICS LIMITED 0.27% ₹ 12.49 Others
ALEMBIC PHARMACEUTICALS 0.26% ₹ 12.01 Pharmaceuticals
COLGATE PALMOLIVE INDIA LTD. 0.26% ₹ 12.43 Personal Care
GODREJ SEEDS AND GENETICS LIMITED 0.26% ₹ 12.45 Others
RAYMOND LIFESTYLE LTD 0.26% ₹ 12.24 Retail - Apparel/Accessories
UPL LTD. 0.22% ₹ 10.56 Agro Chemicals/Pesticides
GLENMARK PHARMACEUTICALS LTD. 0.21% ₹ 9.95 Pharmaceuticals
CANARA BANK - 12/03/2027 0.20% ₹ 9.55 Others
REC LTD 0.18% ₹ 8.57 Finance - Term Lending Institutions
REIT- MINDSPACE BUSINESS PARKS 0.17% ₹ 8.06 Real Estate Investment Trusts (REIT)
ROSSARI BIOTECH LTD 0.16% ₹ 7.51 Chemicals - Speciality
Nifty 5 yr Benchmark G-Sec ETF 0.11% ₹ 5.35 Finance - Mutual Funds
UTI - Nifty 50 ETF ETF 0.11% ₹ 5.31 Finance - Mutual Funds
AXIS BANK LTD. STD - MARGIN 0.11% ₹ 5 Others
Nifty 10 yr Benchmark G-Sec ETF 0.10% ₹ 4.64 Finance - Mutual Funds
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.07% ₹ 3.09 Others
INVIT - INDUS INFRA TRUST 0.07% ₹ 3.12 Investment Trust
7.79% WESTBENGAL SGS Mat - 18/03/2045 0.06% ₹ 3.05 Others
VEDANTA IRON AND STEEL LTD. 0.06% ₹ 2.59 Iron & Steel
7.48% UTTAR PRADESH SDL 20/03/2036 0.04% ₹ 2 Finance & Investments
SHIVALIK BIMETAL CONTROLS LTD 0.04% ₹ 1.75 Steel - General
BHARAT PETROLEUM CORPN LTD. 0.02% ₹ 0.78 Refineries
07.08% HARYANA SDL MAT - 26/03/2039 0.02% ₹ 0.83 Finance & Investments
TORRENT PHARMACEUTICALS LTD. 0.02% ₹ 1 Pharmaceuticals
7.19% MAHARASHTRA SDL-27/02/2040 0.01% ₹ 0.69 Finance & Investments
MPHASIS LTD 0.01% ₹ 0.33 IT Consulting & Software
VEDANTA POWER LTD. 0.01% ₹ 0.68 Power - Generation/Distribution

Returns

Annualised returns
9M 1Y 2Y 3Y
Fund returns 1.55% 1.57% 4.30% 10.00%
Category returns 1.78% 11.94% 26.07% 53.64%

Fund Objective

The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of ... Read more

AMC Details

Name
UTI Asset Management Co. Ltd.
Date of Incorporation
01 Feb 2003
CEO
Mr. Vetri Subramaniam
CIO
Mr Vetri Subramaniam
Type
Bank Sponsored
Address
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051
Website
https://www.utimf.com

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Top Funds from UTI Asset Management Co. Ltd.

Scheme Name
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1Y 3Y 5Y
AUM (Cr)
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UTI Silver ETF Fund of Fund - Direct Plan
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90.13% 177.76% 0.00% ₹588 0.12%
Very High
UTI Silver Exchange Traded Fund
ETF Regular
91.34% 177.61% 0.00% ₹1,326 0.59%
Very High
UTI Silver ETF Fund of Fund
Fund of Funds Regular
89.49% 174.78% 0.00% ₹588 0.45%
Very High
UTI Gold Exchange Traded Fund
ETF Regular
44.30% 134.49% 181.13% ₹4,011 0.52%
High
UTI Gold ETF Fund of Fund - Direct Plan
Fund of Funds Direct
43.57% 133.55% 0.00% ₹1,299 0.16%
High
UTI Gold ETF Fund of Fund
Fund of Funds Regular
43.03% 130.69% 0.00% ₹1,299 0.53%
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UTI Healthcare Fund - Direct Plan
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14.54% 105.77% 107.07% ₹1,308 1.31%
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UTI Healthcare Fund - Direct Plan
Sector Direct
14.54% 105.77% 107.07% ₹1,308 1.31%
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UTI Healthcare Fund - Direct Plan
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14.54% 105.77% 107.07% ₹1,308 1.31%
Very High
UTI Nifty 500 Value 50 Index Fund - Direct Plan
Index Direct
12.18% 103.05% 0.00% ₹775 0.68%
Very High

FAQs

What is the current NAV of UTI Retirement Fund - Direct Plan Growth?

The current Net Asset Value (NAV) of UTI Retirement Fund - Direct Plan Growth is ₹55.01 as of 16 Jul 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of UTI Retirement Fund - Direct Plan Growth?

The Assets Under Management (AUM) of UTI Retirement Fund - Direct Plan Growth is ₹4,698.33 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of UTI Retirement Fund - Direct Plan Growth?

UTI Retirement Fund - Direct Plan Growth has delivered returns of 1.57% (1 Year), 10.00% (3 Year), 10.06% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of UTI Retirement Fund - Direct Plan Growth?

UTI Retirement Fund - Direct Plan Growth has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for UTI Retirement Fund - Direct Plan Growth?

The minimum lumpsum investment required for UTI Retirement Fund - Direct Plan Growth is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article

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